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Welcome
to Mid Carolina Cardiology
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Most
likely, you have been referred to Mid Carolina Cardiology by your regular
physician. Since your primary physician provides for your other health
care needs, we can focus our attention on your
cardiovascular system.
The goal of this web site is to help you learn
more about how our services can help you. It will also answer many of
the questions that new patients frequently ask.
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What
to Expect on Your First Visit
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Generally your first appointment will consist
of obtaining your detailed medical history, performing a physical examination
and gathering additional information through laboratory tests, an electrocardiogram
and, frequently, a chest x-ray.
If we need other, more sophisticated tests to
correctly diagnose your condition, we can perform many of them without
hospitalization.
- Tip
You may be able to reduce your medical costs by bringing
information with you: previous medical records, the actual chest x-ray
film (if available), and all of your medications. These materials will
save time and help us avoid duplicating tests that have already been
performed for you.
In addition, please bring all of your insurance
information so that we can assist you in filing for Medicare and most
other insurance claims. However, we request that you come prepared to
pay a significant portion of your initial bill.
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Billing
& Insurance Policies:
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Paying for Services
For your convenience, we accept cash, checks, money orders, VISA, MasterCard
and Discover. Payment is due at the time services
are rendered. Please come prepared to pay at least 20% of your bill, plus
any insurance deductible or co-pay amount.
Filing Insurance Claims
Mid Carolina Cardiology's business office will file your primary
and secondary insurance for you. Please bring your insurance card(s) and
all information needed to complete forms. We do this as a courtesy to
our patients and are anxious to help you receive the maximum allowable
benefit from your insurance. However, we need your active participation
in the insurance claims process. If your claim is not paid within 45 days,
please call your insurance carrier to find out why. After 90 days, the
balance is considered the patient's responsibility.
Depending on your type
of medical coverage, specific conditions and procedures may be required.
It is important to consider the information listed below that relates
to your coverage.
Medicare Patients
As a participating provider of Medicare Part B (Physician Services), we
will only collect your Medicare coinsurance and/or deductible at the time
of services, unless you have a secondary insurance. All other services
will be billed electronically to Medicare.
If you have Medicare Part A only, then the services
you receive from our practice will not be covered by Medicare which means
you will be responsible for payment.
HMO/Managed Care Insurance Patients
Many HMO/Managed Care plans require that you obtain a referral in order
to receive care from a specialist. Please be certain you have an authorization
number for office visits or any other services that are scheduled for
you. Without an authorization, your insurance company will not pay there
preferred benefit. It is to your advantage to make sure you have an authorization
number, then you will be responsible for your co-pay amounts only.
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